Should I give a recorded statement to an insurance company after a car accident?
No, you should not. Talk to your lawyer about this.
Generally, after a car accident, you may have two legal claims. One is for the property damage to your vehicle. The other is for any bodily injuries to you.
You will need to cooperate with your own insurance company for purposes of addressing the property damage to your vehicle. They will need information and you will want to provide it. But they should not need a recorded statement from you for this.
When it comes to the other vehicle’s insurance company, they know that you may have a bodily injury claim, so they commonly attempt to grab a recorded statement from you.
Remember, you have nothing to hide and the facts are the facts.
However you also want to remember that the insurance companies play this “game” all day long, every day. They know how to obtain information from you that they can twist and use against you in the future. They are better at this than you.
The smartest thing you can do is to protect yourself from this happening. Do not give the recorded statement and instead speak with an experienced attorney.